Recurring coaching and insights tailored to your unique financial goals
Securely connect your bank & credit card accounts in about 3 minutes. Your first custom report is free, then $12 a month.
First report free · If your first Playbook doesn’t identify at least $12 in savings, we’ll refund you. No questions asked. · Cancel anytime
- Secured by Plaid
- Read-only access
- About 3 minutes
$51 more than a usual month
On pace for about $3,170. Usual is $3,050
Three new subscriptions started on Oct 9. Together they cost $51 a month.
Three steps. About three minutes.
Connect securely
Link your accounts through Plaid, the same secure connection used by Venmo, American Express, and thousands of banks. Read-only access. We never see or store your login credentials.
Get your free Baseline Report
Within seconds, your free Baseline Report lands: your Momentum Score, your spending blind spots, and your Coach’s first three recommendations.
Free BaselinePreview a real one →Read The Playbook each month
Every month, your Coach analyzes your real numbers and delivers The Playbook: three to five insights and a clear set of actions, sized to your actual life.
~3-minute readHow your data is protected
A coach in your corner, not another dashboard.
Your Coach reads your real numbers and tells you what matters this month. You get a short read, not another app to maintain.
Your Momentum Score
One number, scored out of 100, that tells you how well your money habits are working for you. Your Coach tracks it over time so you can see momentum build.
Subscription Spotlight
Your Coach identifies recurring charges and flags overlap and creep, so forgotten subscriptions stop quietly draining your accounts.
Monthly Snapshot
A clear read on where your money went this month against your own spending plan, with the categories that moved most called out by name.
Vendor Watch
Your Coach watches the vendors you pay and flags price hikes and quiet renewals before they compound.
Coach’s Orders
Your Coach spots subscription overlap, spending drift, and cash flow gaps before they compound, then hands you two to five specific, ranked actions sized to your actual life. No empty dashboards. No hollow zero counters. Just the next right move.
Answer 9 honest questions about your finances and get a personalized coaching note. Free, no account needed.
Try it free. Then $12/month.
If your first Playbook doesn’t identify at least $12 in savings, we’ll refund you. No questions asked.
- ✓ Your free Baseline Report and Momentum Score
- ✓ The Playbook delivered every month
- ✓ Subscription Spotlight, Vendor Watch, and Coach’s Orders
- ✓ Backed by the $12 Savings Guarantee. Cancel anytime.
- Secured by Plaid
- Read-only access
- About 3 minutes
Guarantee
If your first Playbook doesn’t identify at least $12 in savings, we’ll refund you. No questions asked. Most customers find the first month pays for itself.
Why we built Lanyard.
Managing money doesn’t get simpler over time. It gets more complicated. More accounts, more subscriptions, more decisions, more noise. The harder you work, the harder it is to see where your money actually goes.
We tried everything. Spreadsheets that took hours to maintain. Apps that made us feel judged instead of informed. Tools that wanted to sell us products instead of answering the one question that matters: am I actually doing okay?
“Your money shouldn’t feel like flying blind.
Lanyard is the thing we wished existed. A calm, intelligent read on your cash flow. Not a lecture, not a spreadsheet, not another app that makes you feel bad. Just the patterns that matter, and three clear actions to focus on, every month.
Notes from the founders →The things people actually ask.
Your Coach is ready when you are.
- Secured by Plaid
- Read-only access
- About 3 minutes
Free to start. $12/month after your Baseline, backed by the $12 Savings Guarantee. Cancel anytime.
Get The Scouting Report.
Not ready to connect your accounts yet? No problem. Sign up for The Scouting Report, Lanyard’s free monthly newsletter. Sharp, practical money insights, straight to your inbox.